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Karri’s Handy Calculators

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Check your home mortgage affordability with live lenders

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Understand what you could afford, using a calculator powered by a selection of lenders on our panel for a more accurate picture.†

†This is an estimate based on the information provided. Your actual borrowing amount will depend on factors like your credit score, monthly outgoings, employment status, and mortgage term. A mortgage broker can help you get a more accurate picture.

0 years

What type of buyer are you?

How many people are applying for this mortgage?

Do you have any other income?

  • Do you receive any bonus, overtime or commission in addition to your basic income?

  • Do you receive any government benefits?

  • Do you receive any other guaranteed income?

Bonuses, overtime or commission

Buyer 2: any other income?

  • Does buyer 2 receive any bonus, overtime or commission in addition to their basic income?

  • Does buyer 2 receive any government benefits?

  • Does buyer 2 receive any other guaranteed income?

Bonuses, overtime or commission

Roughly, what’s the total balance you currently have across any credit cards and overdrafts?*

Do you have any other major monthly commitments?*

How many dependants in total do all applicants have?

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Ask Karri Chat

Got a mortgage question?

Karri chat is here to help.

Get instant answers, simple explanations and AI-powered guidance whenever you need it. No question is too small, and there's no need to speak to an advisor until you're ready.

What can Karri Chat do?

Get answers quickly

Ask your mortgage and home-buying questions and get clear answers in seconds, whenever you need them.

Learn about mortgages

From deposits and affordability to agreements in principle, Karri Chat can explain mortgage topics without the jargon.

Find the right next step

Looking for a calculator, guide or information about your options? Karri Chat helps point you in the right direction.

Carrying you from first step to doorstep

We're Karri, here to guide you through that very first mortgage conversation, all the way to getting those keys.

Whether you're buying for the first time or planning your next move, we can help connect you with the right mortgage broker. Because when you know your options, the whole journey feels lighter.

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Here are the answers to our top queries.

A mortgage is a specific type of loan needed to help you buy a property. The lender you borrow from will charge you interest each month, and you will have a set amount of time – called your mortgage term – to pay back what you have borrowed.

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